P1H2J6 Homes under $1 million

2212-1 Highway 60, Lake of Bays (Sinclair)

Welcome to this charming rural retreat just minutes from Huntsville! Set on a beautifully treed and private 0.56-acre lot along Hwy 60, this well-maintained bungalow offers the perfect blend of character, comfort, and convenience.Featuring over 1,600 sq. ft. of living space, this home offers 2 spacious bedrooms, 1.5bathrooms, and a warm, inviting layout ideal for year-round living or a Muskoka getaway. The open concept dining and living area is highlighted by a cozy propane fireplace, while the bright family room surrounded by windows creates the perfect space to relax and enjoy the natural surroundings.The home has seen additions over the years and offers a functional layout with a large kitchen,spacious principal rooms, and plenty of storage. Outside, enjoy mature trees for added privacy,a detached garage with breezeway access, and ample parking for guests, toys, or trailers.Located just 14 km from Huntsville and close to public beaches, boat launches, restaurants, andall the recreational activities Muskoka is known for, this property offers a fantastic opportunity for buyers looking to enjoy country living with easy access to town amenities.Whether you're searching for a full-time residence, investment property, or weekend escape,this property delivers outstanding value in a sought-after location.PROPERTY IS BEING SOLD AS IS WHERE IS. (id:5764)

2212-1 Highway 60, Lake of Bays (Sinclair)

Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY.

1276 Limberlost Road, Lake of Bays (Sinclair)

$899,900

4 Beds ⋅ 2 Baths ⋅ X14032534 MLS® #

Get ready to fall in love with this beautifully maintained Muskoka property on sought-after Limberlost Road in the Lake of Bays district! Set on 2 picturesque acres of rolling lawn, mature trees and classic Muskoka granite, this impressive 1800 sqft bungalow offers the space, privacy and outdoor lifestyle you've been dreaming of, with room for family, friends and plenty of summer fun. Inside, the bright, open-concept kitchen, living and dining area welcomes you with soaring cathedral ceilings, hardwood flooring and sun-drenched windows that fill the space with natural light. The spacious primary bedroom wing offers a walk-in closet and recently refurbished, spa-inspired ensuite, creating a peaceful place to unwind at the end of the day. At the opposite end of the home, two additional bedrooms, a refreshed main bath and convenient laundry povide a thoughtful layout for family and gueests. The fully finished lower level adds exceptional versatility, featuring lofty ceilings, warm wood detailing, new flooring, a fourth bedroom or office, dedicated gym space and a dynamite recreation room ready for movie nights, game days and gethering with friends. Step outside to enjoy covered front and back decks and your own private backyard oasis. Granite outcroppings, mature trees and a fully fenced yard create a beautiful setting, while the pool area promises endless summer fun, whether you're cooling off on a hot afternoon or hosting family and friends for a backyard barbecue. An oversized attached double garage with inside entry offers plenty of room for full-size vehicles and everydyay storage. Enjoy the best of outdoor living with Walker Lake access nearby, beach and boat launch access on Peninsula Lake, and the incredible hiking trailer of Limberlost Forest just minutes away. A beautifully cared-for home, a private two-acre setting and a lifestyle that embraces everything Muskoka has to offer - this is country living at its best. (id:5764)

1276 Limberlost Road, Lake of Bays (Sinclair)

Listing courtesy of RE/MAX Professionals North.

1027 Scott Lane, Lake of Bays (Finlayson)

$999,900

3 Beds ⋅ 2 Baths ⋅ X13749530 MLS® #

A private waterfront retreat with the warmth and character of an authentic Pan-Abode cedar log home, set on the tranquil shores of Oxbow Lake in the Township of Lake of Bays. Just 30 minutes from Huntsville, this four-season property offers a peaceful rural setting without sacrificing convenient access to shopping, dining and everyday essentials. Known locally as "Fatty's Lake," Oxbow Lake spans approximately 170 hectares, with clear, deep water, rocky shorelines, sandy shallows and excellent fishing. The home's east-facing exposure captures beautiful sunrises over calm, sheltered water, while afternoon sun fills the wraparound deck. Inside, rich cedar walls, vaulted ceilings, exposed timber beams and a wood-burning stove create the inviting atmosphere of a classic Muskoka retreat. The three-bedroom, two-bathroom layout includes a lake-facing kitchen with ample storage and a dishwasher, a primary ensuite with a soaker tub, and a bright three-season sunroom that opens directly onto the deck. At the shoreline, a private dock provides effortless access to the lake. An electrical serviced waterfront bunkie with a screened porch offers additional space for guests, children or quiet afternoons by the water. Thoughtfully equipped for year-round enjoyment, the property also features propane forced-air heating, a year-round lake water intake with UV treatment, sump pump, an attached single-car garage connected by a breezeway, two storage sheds and an outdoor workbench. Whether envisioned as a weekend escape from the city or a full-time home immersed in nature, this is an opportunity to experience the privacy and simplicity of lakeside living-within easy reach of Huntsville and the best of Muskoka. (id:5764)

1027 Scott Lane, Lake of Bays (Finlayson)

Listing courtesy of Sotheby's International Realty Canada.

1052 RAT BAY Road Unit 108-5, Lake of Bays (Franklin)

$49,900

2 Beds ⋅ 2 Baths ⋅ X13724818 MLS® #

Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own. (id:5764)

1052 RAT BAY Road Unit 108-5, Lake of Bays (Franklin)

Listing courtesy of Chestnut Park Real Estate.

1052 RAT BAY Road Unit 106-7, Lake of Bays (Franklin)

$35,000

2 Beds ⋅ 2 Baths ⋅ X13607386 MLS® #

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet (91.44 meters) of south-facing frontage on Lake of Bays. 106 Algonquin is a 2 bedroom cottage. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER for 106 Algonquin cottage in 2026 is $5127 + HST. Core week 7 for this cottage starts on August 9, 2026 and the remaining weeks for 2026 start (or started) on February 8, May 17, October 4, and November 26/ 2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. (id:5764)

1052 RAT BAY Road Unit 106-7, Lake of Bays (Franklin)

Listing courtesy of Chestnut Park Real Estate.

1052 RAT BAY Road Unit 115-10, Lake of Bays (Franklin)

$55,900

3 Beds ⋅ 2 Baths ⋅ X13547454 MLS® #

Blue Water Acres fractional ownerships resort has almost 50 acres of Muskoka paradise and 300 feet of South facing frontage on Lake of Bays. The 115 Meadowvale THREE BEDROOM cottage and has only two steps into the cottage. All cottages have a propane fireplace. This is NOT a timeshare although some think it is similar. It is a FRACTIONALownership. You actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Facilities at the resort include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous 300 foot sandy beach with shallow water - ideal for kids, great swimming, kayaks, canoes, paddle boats, skating rink, tennis court, playground, and walking trails. You can moor your own boat for your weeks during boating season. This 3 bedroom cottage is called 115 Meadowvale, Week 10. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee for EACH owner for the 115 Meadowvale in 2026 is $5,561.06 + HST. Core Week 10 starts on Sunday, August 30 in 2026. The remaining weeks in 2026 start(ed) on March 1, June 7, October 25, and Christmas week December 20, 2026. Laundry is conveniently located right in the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free. Do you like to travel around the world? Interval International allows you to deposit/trade your weeks at Blue Water Acres for other luxury resorts around the world which is a huge feature! Note that the interior photos are for a similar cottage but the exterior photos are for 115. This a great deal for the 3 bedroom Meadowvale. Seller is motivated and is willing to forgive the maintenance fees for the last two weeks of 2026 which they have already paid. Adding even more value. (id:5764)

1052 RAT BAY Road Unit 115-10, Lake of Bays (Franklin)

Listing courtesy of Chestnut Park Real Estate.

1053 East Walker Lake Drive, Lake of Bays (Sinclair)

$769,900

3 Beds ⋅ 2 Baths ⋅ X13499650 MLS® #

Fabulous sunset views over this pristine and sought after lake. Ideal Muskoka recreational residence on Walker Lake known for calm waters, and the peaceful sounds of loons calling due to the 12 km/hr boating speed limit. Known for kayaking, paddle boarding and canoeing and many of the owners have detachable party docks with a boat motor. The architecturally interesting 3 bedroom 2 bathroom mid-century design that blends rustic charm with a deep connection to nature. Expansive windows flood the interior with natural light, with lake vistas from the primary rooms and glowing wood interior. The living room boasts a massive stone fireplace reminiscent of the ski chalets of Europe with built-in wrap-around seating ideal for apres ski at Hidden Valley not far away, a day on the snowmobile trails that are close by, cross country skiing or ice fishing. The new kitchen (2025) features on trend dark green cabinets. One of the two 3 pc bathrooms is new (will be finished mid July) . New in 2025 - 2026: septic, 200 amp panel, 3 pc bathroom, dock and stairs to the dock, interior updating and front deck and railings, new wood stove onsite will be installed prior to closing, hvac roughed in, new pump and pressure tank. The cottage is insulated and requires a few items to become a year round residence. Unique opportunity to own such a high design cottage on a very desirable lake in this sought after well located area. Limberlost Forest and Reserve is just down the road and open to the public for hiking and biking. Cottage has good privacy from neighbours and street. Comes furnished and equipped on closing. Currenty used as a successful Airbnb. (id:5764)

1053 East Walker Lake Drive, Lake of Bays (Sinclair)

Listing courtesy of Royal LePage Lakes Of Muskoka Realty.

2220 60 Highway, Lake of Bays (Sinclair)

$569,000

3 Beds ⋅ 1 Baths ⋅ X12929968 MLS® #

Tucked quietly along the sought-after Hwy 60 corridor, just moments from the iconic entrance to Algonquin Park, this inviting Muskoka retreat offers that rare blend of nature, nostalgia, and attainable waterfront enjoyment. Set amongst the trees with peaceful views over Pen Lake, and only steps to the beach and boat launch, it is the kind of place where mornings begin with birdsong and coffee on the deck, and evenings wind down by the fire under a canopy of stars. Inside, the warmth of pine-lined walls brings you back to a time when cottages were simple, soulful, and built for gathering. The classic Muskoka stone fireplace, now thoughtfully updated with a modern propane insert anchors the living space, inviting long conversations, cozy movie nights, and that unmistakable relaxed feeling. An additional living area offers flexibility for families to spread out, relax, and reconnect. The kitchen is both functional, welcoming and has a touch of retro, with an eat-in layout, breakfast counter, and dedicated dining area that naturally becomes the heart of the home. With three comfortable bedrooms plus a flexible office or den, there's room here for work, rest, and everything in between-whether you are hosting weekend guests or settling in for a longer stay. Outdoors, this property truly shines. The oversized detached double garage is ready to house all your Muskoka essentials-from boats and snowmobiles to tools and toys-while the bonus outbuilding opens the door to future possibilities as a bunkie or creative retreat. Located in the heart of Lake of Bays District, minutes to Huntsville, this is your opportunity to enjoy the Muskoka lifestyle-close to water, wrapped in nature, and without the premium price tag of traditional waterfront. A place where memories are made, stories are shared, and the pace of life feels exactly right. (id:5764)

2220 60 Highway, Lake of Bays (Sinclair)

Listing courtesy of RE/MAX Professionals North.

1052 RAT BAY Road Unit 107-3, Lake of Bays (Franklin)

$39,000

2 Beds ⋅ 2 Baths ⋅ X12825826 MLS® #

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, hot tub, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST. Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan) (id:5764)

1052 RAT BAY Road Unit 107-3, Lake of Bays (Franklin)

Listing courtesy of Chestnut Park Real Estate.

1052 RAT BAY Road Unit 116-10, Lake of Bays (Franklin)

$49,900

2 Beds ⋅ 2 Baths ⋅ X12773454 MLS® #

This FRACTIONAL ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a time share because you do actually own 1/10 of the cottage and a share in the entire resort, although some think it is similar to timeshare. Fractional ownership gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Algonquin Cottage 116 is a 2 bedroom cottage with laundry and is located next to a beautiful woodlot on the west side of the resort with excellent privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin has an extra chair, making it stand out from other Algonquin cottages, and it's fully insulated for year round comfort. Cottage 116 also has an extra Muskoka chair on the deck and a private BBQ. Check-in for Cottage 116 is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127.43 + HST payable in November for the following year. Weeks in 2026 start on Mar 1, June 7, August 30 (core week includes Labour Day weekend), October 25, and Dec 20/26 (Christmas week!) . No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International for travel around the world or rent your weeks out to help cover the maintenance fees. (id:5764)

1052 RAT BAY Road Unit 116-10, Lake of Bays (Franklin)

Listing courtesy of Chestnut Park Real Estate.

1052 RAT BAY Road Unit 112-8, Lake of Bays (Franklin)

$78,900

3 Beds ⋅ 2 Baths ⋅ X12768528 MLS® #

Blue Water Acres fractional ownerships resort has almost 50 acres of Muskoka paradise and 300 feet of South facing frontage on Lake of Bays. The 112 Meadowvale THREE BEDROOM cottage is one of the nicest at the resort and has a lovely view of the lake. All cottages have a propane fireplace. This is NOT a timeshare although some think it is similar. It is a FRACTIONALownership. You actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Facilities at the resort include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous 300 foot sandy beach with shallow water - ideal for kids, great swimming, kayaks, canoes, paddle boats, skating rink, tennis court, playground, and walking trails. You can moor your own boat for your weeks during boating season. This 3 bedroom cottage is called 112 Meadowvale, Week 8. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee for each owner for the 112 Meadowvale in 2026 is $5,561.06 + HST. Core Week 8 starts on Saturday, August 15 in 2026. The remaining weeks in 2026 start on Feb 14, May 23, Oct 10, and Dec 5, 2026. Laundry is conveniently located right in the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke free. Interval International allows you to deposit/trade your weeks at Blue Water Acres for other luxury resorts around the world. Note that the interior photos are for a similar cottage but the exterior photos are for 112. (id:5764)

1052 RAT BAY Road Unit 112-8, Lake of Bays (Franklin)

Listing courtesy of Chestnut Park Real Estate.

1052 Rat Bay Rd 109-1 Road, Lake of Bays (Franklin)

$40,000

2 Beds ⋅ 2 Baths ⋅ X12092857 MLS® #

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST. Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical. (id:5764)

1052 Rat Bay Rd 109-1 Road, Lake of Bays (Franklin)

Listing courtesy of Chestnut Park Real Estate.

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